​​​Many of you may have heard the phrase “A penny saved, is a penny earned.” Have you really thought about the meaning of the phrase? For me, the phrase means that for every penny earned I must save. If you break a dollar save the change. There are many ways to help save money. Here are a few tips I use in my personal life. 

​“According to the American Psychological Association (APA) money is the top cause of stress in the United States.  In a 2015 survey, the APA reported that 72% of Americans stressed about money at least some of the time during the month.  The majority of the study participants reported money being a significant source of stress, with 77% feeling considerable anxiety about finances” (verywellmind.com).

​Have you sat and wondered where did my money go, what did I spend it on? Do you often look at your account transaction history and say to yourself, how many times did I swipe my card?!  Please tell me I am not the only one! From online shopping to door-dashing, the unnecessary expenses can and will add up.

​What does it mean to have financial wellness? Financial stability? Financial freedom? Every one has their own ideas about each of the phrases. Get your financial house in order!!!