WELCOME TO our blog
Achieving Financial Literacy
Cynitra F. Oliver, MBA
Financial Wellness Associate
People that are “financially literate” are conscious about their finances. They set goals and make plans to achieve them. They set aside savings for emergencies. Their financial obligations are kept under control, and they don’t borrow money if they are unable to repay it. They monitor their spending patterns or habits. Financially literate people understand the concepts of how loans, credit card, and debt can assist with those large or unexpected purchases. In other words, they make responsible and wise choices about their finances.
I have a few tips to help you achieve your goal of being financially literate.
1. Attend workshops or seminars that your local bank or credit union offers-most events are free.
2. Ask your trusted banker questions. That’s what they are there for.
3. Read books about financial literacy-may I suggest, “The Black Girls Guide to Financial Freedom, authored by Paris Woods
4. Follow “The Budgetnista”-Tiffany Aliche on Instagram and Facebook. She gives a wealth of knowledge on financial literacy.
There are other tips available to anyone interested in becoming financially literate; those are my personal favorites. It’s important to stay ahead of the game. Never think that your queson or level or understanding far-fetched. We have all been there and it’s important to not stay there! Family, as always you got this!
Peace and Love
Your comment will be posted after it is approved.
Leave a Reply.
Healing Black Women
is a safe space designed to encourage and promote all forms of wellness and healing for black women.